Licensing and availability should never be hidden

Lending sites in this space usually devote footer real estate to licensing, state coverage, and product limitations. That is worth carrying into the shell.

State availability

Products, disclosures, and approval paths may vary by jurisdiction, which is why state-specific handling belongs in both the flow and the footer.

License references

A production version should publish the lender or servicer entity names, license identifiers, and state-specific notices where required.

Operational clarity

Applicants should know if a product is unavailable in their state before they get deep into the flow.

Why this matters

Licensing and coverage details are part of consumer trust, not just a compliance afterthought. Good financial sites treat them that way.